Financing

You should not have to wait for your reputation to be defended.

Most people who call us are not in a position to write a check that day. That is normal. That is exactly why we built this. Our three funding partners understand the timing of a reputation crisis — they are betting on your future, not your bank balance this Tuesday.

Up to $20,000. Soft credit check. Decision in 5 minutes. Funded the same day. No prepayment penalty.

Financing is offered through licensed third-party partners. DefendMyRep does not lend.

We will never ask you to choose between paying for groceries this month and defending the name your business is built on. If today is not the day for cash up front, today is still the day to start the work.

— DefendMyRep engagement charter, line 4

How it actually works

Three steps. About fifteen minutes total.

  1. 01

    Take the call.

    We scope the engagement. You hear the price. You decide whether you want to fund it from cash or from financing — same engagement either way.

  2. 02

    Pick the partner.

    We send you to one of three pre-approved partners. Soft credit pull only. No commitment, no hard pull, no impact on your score until you accept.

  3. 03

    We start the work.

    Decisions land in about five minutes. Funding lands the same day. The protocol starts the day after — or the same day if the crisis cell is already mobilizing.

Three approved partners

One picks itself once you know the situation.

All three exist for one reason: so the work starts now, not after a budget cycle.

01 Most common

0% intro APR
for the first twelve months

  • Zero interest while the work is doing its job
  • Soft credit pull, no hard pull until you accept
  • Five-minute decision, funded same business day
  • No prepayment penalty — pay it off whenever

After the intro window: 14.99%–24.99% APR · 24 / 36 / 60-month terms.

02 Highest ceiling · most flexible

A business line of credit
you draw from when you need to

  • Take only what you actually use
  • Interest only on the drawn balance
  • Re-draw as principal is repaid
  • Interest is generally tax-deductible (ask your CPA)

10.5%–22.5% variable APR · 6 to 18-month draw periods.

03 Crisis · same-hour funding

The fast-track
for the deepfake-just-dropped moments

  • Decision in under five minutes
  • Same-hour funding when the crisis cell is mobilizing
  • No personal guarantee on entity loans above $10K
  • Built for the worst week of your year

12.99%–26.99% APR · 6 to 24-month terms.

Why our partners say yes

They are not betting on this Tuesday. They are betting on the next ten years.

Reputation engagements pay back in retained clients, retained deals, and retained career trajectory. Our partners have funded hundreds of these engagements. They know what the curve looks like on the other side. Approval rates run well above what you would see for a generic business loan, because the asset behind it — your name, your firm, your future earning power — is real, and the cost of not protecting it is real.

  • Soft credit pull first. Nothing on your credit file until you say yes.
  • Approval rates above sector average on documented reputation engagements.
  • No collateral on most tiers. Personal guarantee waived on entity loans over $10K.
  • You can pay it off the moment the work pays for itself. No prepayment penalty.
What the financing actually does

It moves the work from "next quarter, maybe" to "starting today."

The exact engagement is scoped on the strategy call. The point of the funding is that the scope and the start date are no longer fighting each other.

The forensic baseline starts this week.

The audit that tells you what is actually on every page of your name — and what is about to be — happens now, not in October.

The crisis cell can mobilize inside the hour.

If a Tier-1 incident is already in progress, financing means the team is on a bridge in the next sixty minutes — not after a check clears.

The full protocol runs end-to-end.

A reputation engagement only works as a complete protocol. Financing means you do not have to half-fund the work and watch the SERP partially recover.

All financing is provided by third-party lending partners on terms set by those partners and is subject to credit approval. DefendMyRep does not extend credit, set rates, or guarantee approval. Specific rates, ceilings, and structures depend on applicant credit profile, business tenure, and engagement scope, and are disclosed during the strategy call. Engagement pricing is never disclosed online — it is scoped to your situation and walked through one-to-one with the engagement director.

Funding partners standing by · Up to $20,000

The first move costs nothing. The next move costs less than you think.

One short call. Soft credit pull only. You walk away with a printed defense plan and a funded path to execute it.